Accept payments easily with a simple link
With Payment Link, you can accept payments just by creating a link. Just share that link to your buyers, and that's it.
You'll receive a notification when the payment is complete. Yes, it's really that simple.
- Create payment links on the go via our web-based dashboard or mobile app
- Share payment links via Whatsapp, social media messages, SMS, email and many more
- Receive real-time notification once your transaction is completed
Get paid from any customer
With 24 payment methods to choose from, you can accept payment from any customers virtually.
You can enable all or only some payment methods. It all depends on you.
- Credit cards/Debit
- e-Wallets
- Virtual accounts
- Direct debits
Available integration via API
Create Payment Link easier and more automated via API.
- Generate payment link in large quantities automatically
- Send payment link automatically via email or WhatsApp without copying and pasting manually
- The link usage can be used multiple times
- Lifetime transaction expiry
Extremely fast and secure
Create your first payment links and start accepting payments within minutes. Register and complete our instant onboarding and start accepting payments today.
All transactions processed through Payment Link are screened by FRS, our advanced fraud detection system and 3 Domain Secure (3DS) to ensure that your transactions are safe.
Suitable for professionals and businesses
Individuals and businesses from different industries use Payment Link
Supermarkets
Receive orders via Whatsapp and let customers pay with credit cards.
Tutors & trainers
Let your students pay for lessons easily, even if you give lessons via video calls.
Restaurants
Accept orders easily, whether you're a full-scale restaurant or receiving delivery orders right from your home.
Online sellers
Accept payments efficiently with Payment Link. All transactions are recorded on our dashboard so you can track and reconcile your transactions.
Charity
Accept payments from donors with Payment Link. Access all transactions through the dashboard for easy reporting.
Designers and creators
Receive payments for your service with Payment Link. You can schedule your collections and even offer installment options to your clients.
How it works
You can create a payment link in seconds. No integration is needed.
1. Sign up and create an account
Setting up is easy. Click the "Get started free" button and you’re on your way.
2. Create a Payment Link
You can do it on the go via our mobile app or by logging in to your dashboard.
3. Send the link to your buyer
Copy and paste the link via any messaging, social media, or email services.
4. Real-time notifications
You’ll get a real-time confirmation once payment is completed.
Tech docs
API and plug-ins are compatible with WordPress, Shopify, WooCommerce, Android, and many more.
Learn more >
Have more questions?
Help CenterYes, Payment Link is for individuals, corporations, and non-profit organizations.
A tax ID is required. If you don't have one, consider borrowing from your husband/wife/parents.
In our standard procedure, transaction fees will be charged to the seller, as the party who engages Midtrans. If you want your buyers to bear the fees, please add the transaction fees to the final amount (using parameter gross_amount) which will be sent to Midtrans' API
Selling via Chat Made Easy with Payment Link
Selling through social media or chat apps such as WhatsApp or Line is the go-to choice for many MSMEs. And not only MSMEs: since the COVID-19 pandemic hit, many large companies whose offline stores could not operate have relied on online orders through chat apps. Chat apps are seen as a very easy and practical way to communicate with customers.
The challenge for businesses using chat apps is that everything has to be handled manually, which quickly becomes a burden when a large number of chats or orders come in. Fortunately, chat apps now offer several features for businesses, such as auto-reply, so customers can be served faster and more easily through chat.
What about payments? Many businesses still rely on manual bank transfers to process orders received through chat apps. This manual process takes more time and effort, which can lower service quality and customer satisfaction.
Fortunately, Indonesian payment gateways like Midtrans provide a Payment Link feature that helps businesses accept e-payments even without a website or app, using chat apps or social media instead. Here's how Payment Link works:
The seller receives an order through a chat app
The seller enters the order details and price in the Midtrans Dashboard, which generates a link
The seller shares the link with the buyer through the chat app
The buyer clicks the link and is taken to the Midtrans checkout page
The buyer chooses their preferred payment method and completes the payment in seconds
Here are some of the benefits for businesses that use Payment Link:
More than 20 online payment methods to offer
From GoPay, QRIS, virtual accounts, and debit or credit cards to ShopeePay or cash payments at outlets such as Indomaret and Alfamart, you can offer them all to your customers even when selling through chat apps. With a wide range of payment methods, you avoid failed transactions caused by buyers not finding the payment method they want. With Payment Link, shopping through a chat app is just as easy as shopping on a website, because it uses an online payment system.No technical integration
Unlike website-based businesses that require technical integration, Payment Link is simple and ready to use: just share the link in a chat app. It's ideal for businesses that don't have a technical/IT team yet.Real-time notifications when a transaction succeeds
You no longer need to wait for payment confirmations, and your customers don't need to bother sending proof of payment. With Payment Link, both seller and buyer receive a real-time notification as soon as the transaction succeeds, so you can spend that time shipping orders and growing your business.Neater, easier transaction records
With Payment Link from Midtrans, every transaction is recorded automatically in the Midtrans Dashboard, including a breakdown for each payment method. All data can be filtered by date, payment method, and much more. This helps business owners and finance teams analyze transactions and customer behavior to shape future business strategy.
Convinced? Grow your business transactions with the Payment Link feature from Midtrans.